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Author Topic: Financial help  (Read 4244 times)

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Offline glasgowgirl

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Re: Financial help
« Reply #15 on: January 03, 2008, 09:23:46 PM »
Hi again.

I'm glad you are going to keep on trying. The Disabilty Advice Line are good. I've spoken to them before and got a fair bit of good advice.

Hang in there. It's not easy but rest assured that there are lots of people in the same or similar position to yours just now.


Offline rustysul

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Re: Financial help
« Reply #16 on: January 04, 2008, 10:26:34 AM »
I have knee and hip problems and i am getting mobilty allowance and disability allowance,neither of these payments are linked to how much tax you paid. The mobility allowance is granted once a specialist visits you at home and examines your level of disability,this can be the sometimes the luck of the draw if the specialist takes an instant dislike to you or got out of the bed the wrong side he may dismiss your case.
So appeal and they will maybe send a different specialist who will look at your case in a different light.
Disabilty living allowance payments you should be entitled to, if you cannot work because of your physical disability you are entitled to this payment re-apply and keep applying until you are paid.Dont listen to some of the comments an this page about why dont you work on computers or call centres etc.
you are disabled and entitled to these payments, it is the people who are claiming and are not disabled are the ones who should look for work. good luck!

Offline Nettan

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Re: Financial help
« Reply #17 on: January 04, 2008, 04:41:39 PM »
My guess would be that there are short-term disabilities and long term.
If you have worked you should be able get something for sick leave.
For the rest you can always apply. The countries are different.
Where I live you won't get anything unless you have the disability for long. That means for a year or more.
And I will have to totally disagree with Rustysul..if you can work in some way and there are works available, why live on disability payments. That is to use the system in a wrong way.
There is difference if you can't work or there are no works available that will suit for the disabilities a person may have.
Then you have no choice then to get help so you have something to live on.
Trust me I know something about this as I live with 2 damaged knees and a spinal damage and can work some anyway.
If I had the possibilities I would work fulltime and not need to rely on the state.
« Last Edit: January 04, 2008, 04:44:09 PM by Nettan »
Surgery 6 times left knee torn meniscus, RSDS,chondromalacia, nervdamage cause constant nervpain,chronic inflamm.
Spinaldamage wheeler 100%.
Right knee damaged aug-06, use brace surgery 4/9-07.LCL tear.

Offline jathib

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Re: Financial help
« Reply #18 on: January 04, 2008, 05:07:13 PM »
In the US we pay for our own short and long term disability. Employers may pick up all or part of the cost. Typically young people will not pay for it and then when they find themselves injured they wonder why they can't get help. The rest of us know better than to tempt fate. In addition to that, we can accumulate sick and vacation time at our jobs. Disability of any kind requires paperwork from a doctor verifying that you are unable to work. You can't just call and tell your insurer that you are injured. Sometimes a doctor will say you are 50% disabled and put restrictions on what you can and cannot do.

If you find yourself with an injury that will prevent you from going back to the same line of work then the goal is to work with an occupational therapist that can figure out what you can do so you can possibly be retrained. Where I work there are three employees that are permanently in wheelchairs.

I think in these kinds of issues people fail to look at the big picture. Suppose everyone with an injury, temporary or otherwise, was just able to draw government assistance when they asked. I'm currently on crutches due to ankle surgery. A few months ago there were four people in my department on crutches and/or in walking boots due to injury. Imagine the cost if we all just got a government issued check. Getting such assistance needs to be difficult and frustrating to help prevent people from abusing the system. I'm in agreement with Nettan on this one. If you can find something to do, you should do it. There's nothing wrong with working on computers, I've made an excellent living doing it!

Offline TIBBAR

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Re: Financial help
« Reply #19 on: January 04, 2008, 05:08:20 PM »
I have worked for the same job for the state for 30 years. I could retire with state benefits but not federal SS. So I can't afford to retire just yet. Because of several health problems ( some very recent ) I can apply for disability. These payments would be more than my retirement benefits. Seems the system is flawed when you get more money on disability than retirement. So more people opt for disability than retire. If I take disability I also can apply for Federal SS disability benefits ( which are better than my retirement benefits) and get them now instead of waiting another 8 years. Short answer: for me disability would pay more to stay home and do nothing than to work or retire.  Flawed system indeed. Now I work on till I just can't anymore and will reassess the situation when it comes up. Friends and colleagues can't believe I am opting to work than to stay at home and be paid. That may happen someday but just because the system is flawed doesn't mean I should take advantage of it. Maybe I am crazy?????                                      Frosty

Offline kathat

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Re: Financial help
« Reply #20 on: January 05, 2008, 11:09:15 PM »
There is always some sort of work suitable for everyone BUT it is not easy to get the right job for you. That is why there are disability allowances and unemployment benefits and parenting benefits and all other types of allowances/benefits. There are always going to be people who sit on their butts and do nothing but abuse the system, but why should those who genuinely want to work, but are unable to find appropriate work, suffer financial hardships because they just happen to be physically able to work. EVERYBODY is physically able to do some sort of job, but there just aren't always enough jobs of the right type out there. I have been on unemployment benefits before, when I was between jobs. I couldn't have survived otherwise. I was able to work BUT I COULDN'T FIND WORK. I eventually did but I needed those benefits in order to live, as well as cover the costs of looking for work (resumes, postage, phone calls, petrol and parking for interviews etc). Nobody should be penalised or criticised for being out of work, especially if medical reasons forced them out of work in the first place. They need support and constructive advise.

Anyway, good luck for your surgery Gemma, and I hope you manage to sort your financial situation out - financial stress is the last thing you need when you are trying to deal with health issues too.

Kathy

Offline GemmaLeigh

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Re: Financial help
« Reply #21 on: January 06, 2008, 12:38:50 AM »
Thanks Kathy,

After my pre op on monday i'm going to take a trip to citizens advice I think and see what they think. At least if i'm busy stressing about finances I'm not stressing about my op!! :)
1995 - first trip to the doctor with 'growing pains'
1998 - xrays show left patella is out of place
1999 - first dislocation
1999-2006 - Physio therapy every week
Jan2007 - Traumatic dislocation
feb 2007 - OS suggests surgery
Jan 2008 - date for surgery 30th jan















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